About Rose Line
Our Story
Rose Line Retirement was built with intention, by women who decided to stop leaving their financial futures to chance and start taking ownership of them.
We didn’t create another financial advisory firm because the industry needed one. We created it because too many women were navigating retirement alone, overwhelmed by jargon, overlooked by an industry that wasn’t built for them, and making decisions without the clarity they deserved.
Most women arrive at retirement with strong savings and no clear plan for how to live on them. The system taught us how to accumulate. It didn’t teach us what to do once we got here.
Rose Line was built by three women who got tired of watching the industry talk past women who had done all the work. We build plans around the life you actually want, in plain English, with the kind of attention you'd give your own family. Because in this case, we did.
Meet the team →
J'Neanne Theus
Co-Founder
Anika Warden
Co-Founder
Allison Theus-Milligan
Co-Founder
Why “Rose Line”?
The Paris Meridian, known as the Rose Line, is an invisible line that runs through the heart of Paris. Most people walk over it without ever knowing it’s there. And yet, historically, it helped orient maps, navigation, and even time itself.
Money works the same way. It’s an invisible axis that organizes our choices, our fears, our identity, our sense of power, and our feeling of safety. Most people don’t realize it’s shaping everything, until someone helps them see it.
That’s what we do at Rose Line Retirement. We help you find the line that’s already running through your life: the relationship between your money and the way you live, the things you value, and the future you’re building.
We’re the ones who pause and say: “Something meaningful is happening here. Let’s make sure you’re ready for it.”
Why Women? Why Now?
Women face a unique set of financial realities in retirement. We live longer. We earn less over our careers. We’re more likely to take time away from work to care for the people we love. And when retirement arrives, we’re often expected to figure out the most complex financial decisions of our lives, with the least amount of support.
Rose Line exists to change that. We specialize in helping women within five years of retirement, or already in it, build income plans they can count on, tax strategies that actually work, and the confidence to enjoy the life they’ve earned.
Who we work with
- •Women nearing or in retirement who want reliable income
- •Women seeking tax clarity, not another product pitch
- •Spouses, partners, and adult children welcome at the table
- •Anyone who wants a plan explained in plain English, twice if needed
What we stand on
Clarity over jargon
If you can't explain your plan in your own words, it isn't finished. Everything we recommend comes with the reasoning behind it.
Listening first
We start with your life, not your statements. What you want your days to look like decides what your money should be doing.
No pressure, ever
No products pushed, no urgency manufactured. A first call is free, virtual, and ends with a clear answer about fit.
Find your line
We'll meet you exactly where you are.
A first call is free, virtual, and there is no pitch at the end of it.
443-718-6311|Sunbury, Ohio